Service · Tax advisory & management
Numbers in the service of your decisions.
Choice of legal form, lawful tax optimisation, business plans, dashboards, financing, tax audits: thirty years of client files behind your decisions — with advice that speaks your language, not jargon.
The first conversation is free: we qualify the question and tell you whether an advisory engagement is warranted — or whether ten minutes of answers will do.
Our advisory engagements
Six areas where advice changes the outcome.
Advice is not a luxury add-on: it is what prevents costly decisions taken without the numbers.
Choice of form & structuring
SARL, SARL AU, auto-entrepreneur, sole trader? The right choice depends on your activity, your income and your plans. We compare the scenarios, figures in hand.
Lawful tax optimisation
Director's remuneration, dividends, depreciation, exemptions and schemes in force: pay what is due — all that is due, but only what is due.
Business plan & forecasts
A costed, defensible forecast to launch, expand or finance a project: projected income statement, cash-flow plan, break-even point — ready to present to a bank or an investor.
Financing support
Assembling the credit file, dealing with the banks, preparing the meetings, negotiating the terms: you don't go to see your banker empty-handed.
Dashboards & steering
A few indicators that matter — margin, cash, customer receivables — tracked at a useful rhythm. Decide on fresh figures, not on accounts from eight months ago.
Tax-audit assistance
From the audit notice to closure: preparing the documents, assistance during the proceedings, replies to the notifications, discussing the reassessments. You are never alone in front of the inspector.
For clients on an accounting subscription, everyday questions are included — advisory on quotation begins where a real study is needed.
What is lawful tax optimisation?
It means using the existing rules — choice of regime, remuneration structure, deductible expenses, depreciation, exemption schemes provided by law — so you pay no more than the law requires. The line is clear: optimisation rests on legal texts and can be defended in an audit; fraud circumvents them and is paid for sooner or later, with surcharges. A licensed firm will never take you over that line — that too is what you are buying.
When should you seek advice?
Before the decision, not after. The classic moments: forming or changing a structure, hiring, investing in premises or equipment, borrowing, taking on a partner, passing on or selling the business, receiving an audit notice. In each of these cases, an hour of advice beforehand is worth months of corrections afterwards — and costs incomparably less.
How does an advisory engagement unfold?
Always in three stages. We listen: your situation, your question, your real constraints. We put numbers on it: the possible scenarios, with their tax, social and cash-flow consequences — on paper, comparable. We recommend: one clear, reasoned option, which you remain free to follow. The engagement is defined in writing before it starts: scope, deliverable, fees.
What is a dashboard worth to a small business?
A great deal, provided it stays short. Three to five indicators tracked each month — turnover, margin, available cash, customer receivables — are enough to see problems coming months in advance: a customer paying later and later, a margin eroding, a tax deadline under-provisioned. We build it once, tailored to your activity, and then it lives with your monthly accounting.
How it works
A framed engagement, a clear deliverable.
No advice on a running meter: a scope, a price, a result.
First conversation (free)
You set out the situation. We qualify the question: a simple answer, a short engagement, or a full study — and we tell you frankly which.
Written proposal
Scope, method, deliverable, timeline, fees: everything is set down before we start. No drift along the way.
Study & scenarios
We work on your real figures — not generalities — and build comparable scenarios, with their consequences in numbers.
Debrief & next steps
A clear recommendation, explained in person, with the document to back it. If the implementation falls to us — articles, filings, banking file — we carry straight on.
Pricing
On quotation, engagement by engagement.
Every advisory engagement is priced in advance, after the free first conversation. No uncapped time-based billing.
Advisory & support
Business plans, financing, optimisation, tax audits: framed engagements, at an announced price.
- Free first conversation
- Written proposal: scope + price
- Study built on your real figures
- Compared, costed scenarios
- In-person debrief
- Implementation possible straight after
A full forecast for a launch or an expansion, ready to present to the bank.
A costed comparison of legal forms and tax regimes, applied to your precise situation.
Full assistance during an audit, from the first notice to closure.
Assembling the credit file and support through the banking relationship.
Who it's for
This service is for you if…
01
You're at a turning point
Forming, hiring, investing, borrowing, selling: the decision deserves to be made on numbers, not on a hunch.
02
You think you pay too much
We audit your tax position and identify what the law allows you to optimise — and what it doesn't.
03
You're looking for financing
Bank or investor, the file makes the difference. We build it with you, figure by figure.
04
You're being audited
An audit notice is not a conviction. Well prepared and well defended, an audit runs its course — and can be discussed.
Frequently asked questions
Advisory: your questions.
How much does an advisory engagement cost?
It depends on the scope — a targeted consultation and a full business plan are not priced the same. The principle never varies: a free first conversation, then a written proposal with a firm price before any commitment. For clients on an accounting subscription, everyday questions are included.
What goes into a business plan a bank will take seriously?
A presentation of the project and the market, a three-year projected income statement, a cash-flow plan, a financing plan and the break-even calculation — all built on defensible assumptions that you will be able to explain in the meeting. That last point is what makes the difference.
How does a tax audit unfold in Morocco?
The audit begins with a notice served on the taxpayer and follows a regulated procedure: examination of the accounting records, exchanges with the inspector, notification of the proposed reassessments, then a phase of response and discussion, with avenues of appeal. Deadlines apply at every stage — missing them means losing rights. Hence the importance of involving us from the first letter.
Does your advice carry professional responsibility?
Our recommendations rest on the texts in force and on thirty years of practice, and we never advise an arrangement we could not defend before the administration. The final decision is yours — but you take it informed, in writing.
Can I come with just one question, without being a client?
Yes. The first conversation is open to everyone and free. If the answer takes a few minutes, you leave with it; if it needs a study, we propose a framed engagement — with no obligation to bring your accounting to the firm.
Going further
Related services.
STRACOMA
Let's talk about your project
Call, WhatsApp or visit the firm in Temara — fast replies, free quote, English spoken.